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Lyn C. Thomas
Consumer Credit Models: Pricing, Profit and Portfolios

2009 y.
Publisher: Oxford University Press
Description: The use of credit scoring - the quantitative and statistical techniques to assess the credit risks involved in lending to consumers - has been one of the most successful if unsung applications of mathematics in business for the last fifty years. Now with lenders changing their objectives from minimising defaults to maximising profits, the saturation of the consumer credit market allowing borrowers to be more discriminating in their choice of which loans, mortgages and credit cards to use, and the Basel Accord banking regulations raising the profile of credit scoring within banks there are a number of challenges that require new models that use credit scores as inputs and extensions of the ideas in credit scoring. This book reviews the current methodology and measures used in credit scoring and then looks at the models that can be used to address these new challenges. The first chapter describes what a credit score is and how a scorecard is built which gives credit scores and… [detailed...]

ISBN: 019923213X
Book size: —; Page extent: 400.

 

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Helen McNab, Peter Taylor
Consumer Credit Risk Management

2008 y.
Publisher: —
Description: The book explores the history of credit scoring and analytics and the rationale behind the reliance on them. It also deals with the UK legal and regulatory regimes within which users must operate, including The Banking Code, The Business Banking Code, Treating Customers Fairly, Responsible Lending, The Competition Act 1998, the Data Protection Acts 1984 and 1998 and the Consumer Credit Act 1974.Also covered are key features of scorecard management and maintenance. This book will give the reader an insight into the legal and regulatory constraints, such as Basel, and methods used to detect and prevent fraud and bad debt using techniques such as CIFAS. It also deals with referral and appeal systems and the benefits of credit scoring compared to judgmental lending. [detailed...]

ISBN: 190640321X
Book size: —; Page extent: 394.

 

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Don Slater
Consumer Culture and Modernity

— y.
Publisher: Blackwell Publishers
Description: This book provides a comprehensive introduction to the issues, concepts and theories through which people have tried to understand consumer culture throughout the modern period, and puts the current state of thinking into a broader context. Thematically organized, the book shows how the central aspects of consumer culture - such as needs, choice, identity, status, alienation, objects, culture - have been debated within modern theories, from those of earlier thinkers such as Marx and Simmel to contemporary forms of post-structuralism and postmodernism. This approach introduces consumer culture as a subject which - far from being of narrow or recent interest - is intimately tied to the central issues of modern times and modern social thought. With its reviews of major theorists set within a full account of the development of the subject, this book should be of interest to undergraduate and postgraduate students in the many disciplines which now study consumer culture,… [detailed...]

ISBN: 0-7456-0303-3, 0-7456-0304-1
Book size: —; Page extent: 234.

 

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Mike Featherstone
Consumer Culture and Postmodernism

2007 y.
Publisher: Sage Publications
Description: The First Edition of this contemporary classic can claim to have put `consumer culture` on the map, certainly in relation to postmodernism. This expanded new edition includes: A fully revised preface that explores the developments in consumer culture since the first edition. Among the most noteworthy areas discussed are the effect of global warming on consumption, the rise of the new rich, changes in the North/South divide and the new diversity of consumer culture. A major new chapter on `Modernity and the Cultural Question`. An update on postmodernism and the development of contemporary theory after postmodernism. An account of multiple and alternative modernities. The challenges of consumer culture in Japan and China. The result is a book that shakes the boundaries of debate, from one of the foremost writers on culture and postmodernism of the present day. [detailed...]

ISBN: 1412910145
Book size: —; Page extent: 232.

 

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Celia Lury
Consumer Culture

— y.
Publisher: —
Description: — [detailed...]

ISBN: 081352329X
Book size: —; Page extent: —.

 

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Roger D., Ph.D. Blackwell
Consumer Driven Health Care

2005 y.
Publisher: —
Description: Book DescriptionCONSUMER DRIVEN HEALTH CARE IS INFORMATIVE and entertaining reading for executives who want to know more about reducing the high costs of health care, consumers unhappy with the growing proportion of their paychecks going to health insurance premiums and co-pays on physician visits and prescription drugs, and health care providers and policy makers looking for a detailed, easy-to-understand explanation of `America?s Two Trillion Dollar Crisis.` Drs. Roger Blackwell and Tom Williams provide a detailed, easy-to-understand explanation of America?s Two Trillion Dollar Crisis in health care and it?s impact on every American that: ?Explains why, at $1.7 trillion, the US spends more on health care than any other country. but achieves less on almost every health-related measure. ?Demonstrates why high health insurance premiums have led to a `jobless` economic recovery and continue to push U.S. jobs overseas, while also leaving 45 million… [detailed...]

ISBN: 0976744902
Book size: —; Page extent: 208.

 

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American Society of Health-System Pharmacists, Editors of Consumer Reports
Consumer Drug Reference 2008 (Consumer Drug Reference)

2008 y.
Publisher: —
Description: - [detailed...]

ISBN: 1933524111
Book size: —; Page extent: 1752.

 

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Euromonitor Publications
Consumer Eastern Europe

2008 y.
Publisher: —
Description: - [detailed...]

ISBN: 1842644750
Book size: —; Page extent: —.

 

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Steven Soderlind
Consumer Economics: A Practical Overview

— y.
Publisher: —
Description: — [detailed...]

ISBN: 0765607255
Book size: —; Page extent: —.

 

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Elizabeth B. Goldsmith
Consumer Economics: Issues and Behaviors (2nd Edition)

2008 y.
Publisher: —
Description: This book provides an up-to-date look at the consumer movement and the intricacies of consumer behavior. It addresses who buys what, how, when, and why. It also looks at the forces that impact consumer choice in an ever-changing and often turbulent worlda??all using a balanced casebook approach. This edition emphasizes the consumer power model, includes more on personal finance and reflects the latest consumption shifts and impact consumers have on product development, advertising, packaging and promotion. Anyone interested in consumer behavior. [detailed...]

ISBN: 0131590499
Book size: —; Page extent: 528.

 

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Charles Grantham, Judith Carr
Consumer Evolution: Nine Effective Strategies for Driving Business Growth

— y.
Publisher: —
Description: `Consumer Evolution is a lucid, insightful guide to the massive economic and cultural changes that are reshaping business in the twenty-first century. Grantham and Carr sketch the big picture and its practical implications with equal ease. The result is a remarkably accessible, well-organized, and practical guide to business in the post- dot.com, post-9/11 age.` ?? Dylan Tweney, Business 2.0, columnist and author `Now that the hype has abated, we can begin to work on those criticalelements that must be added to or modified in our management strategies. While global in reach, the internet is a personal thing. Consumer Evolution looks at how these personal aspects must be considered in our strategies and practices.` ??Bruce J. Rogow, Fellow, Differentis Consulting, London, UK `Grantham and Carr do an excellent job of linking the changed psychology of the marketplace to new strategies which businesses must implement. A must-read for any… [detailed...]

ISBN: 0471216763
Book size: —; Page extent: —.

 

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Nicholas D. Evans
Consumer Gadgets: 50 Ways to Have Fun--and Simplify Your Life--with Today`s Technology … and Tomorrow`s

— y.
Publisher: —
Description: Whether it`s the 007 gadgets from `Q` branch in the James Bond movies, the gadgets in movies such as Spy Kids, or even Austin Powers, we have an endless fascination with gadgets and technology. In Consumer Gadgets: 50 Ways to Have Fun and Simplify Your Life with Today`s Technology…and Tomorrow`s, Nicholas D. Evans explores fifty of the hottest topics in consumer-oriented technology. He takes an activity-centric approach to show how you can simplify your life using some of these new gadgets and services that are available today, together with a glimpse into some of the future things to come. Gadgets for the home Gadgets for the office Gadgets for the car Gadgets you can wear [detailed...]

ISBN: 0131827847
Book size: —; Page extent: —.

 

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Jennifer Thorne Amann, Alex Wilson, Katie Ackerly
Consumer Guide to Home Energy Savings, 9th Edition: Save Money, Save the Earth

2007 y.
Publisher: New Society Publishers
Description: How efficient are front-load washing machines? When is it time to replace your old refrigerator? These questions and many more are answered in The Consumer Guide to Home Energy Savings, a one-stop resource for consumers who want to improve their home`s energy performance and reduce costs. Zeroing in on the most useful response can be a challenge, this ninth edition cuts through the confusion. Well-organized and highly readable, The Consumer Guide to Home Energy Savings begins with an overview of the interrelationships between energy use, economics, and the environment. Chapters focus on specific areas in the home, such as electronics, lighting, heating, cooling, ventilation, kitchen, and laundry, and provide helpful explanations for each, including: Describing energy use characteristics Drawing comparisons between available technologies Outlining the most cost-effective repair and replacement options Providing… [detailed...]

ISBN: 0865716021
Book size: —; Page extent: 256.

 

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Consumer Health Information Source Book : Seventh Edition (Consumer Health Information Source Book)

2003 y.
Publisher: —
Description: Book DescriptionThe seventh edition of this comprehensive and authoritative guide provides more than 2,000 popular, publicly available health-information resources available in both print and electronic formats. Resources include those that the author judges to be the best materials published since the last edition of this book. [detailed...]

ISBN: 1573565091
Book size: —; Page extent: 344.

 

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Stephen Barrett, William T. Jarvis, Manfred Kroger, William M. London
Consumer Health: A Guide to Intelligent Decisions with PowerWeb: Health and Human Performance

— y.
Publisher: —
Description: The most comprehensive text in Consumer Health, this edition continues to provide a vast amount of information to enable consumers to choose health products and services intelligently. New texts now come packaged with Health and Human Performance PowerWeb! [detailed...]

ISBN: 0072485213
Book size: —; Page extent: 0.

 

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Rosemary Nelson, Marion J. Ball
Consumer Informatics: Applications and Strategies in Cyber Health Care (Health Informatics)

— y.
Publisher: —
Description: This comprehensive volume explores the evolving fields of consumer informatics and telemedicine as envisioned by the Institute of Medicine in its landmark reports on the electronic medical record, patient safety, and quality care. Each chapter describes the role of computers, technology, and telecommunications as enablers within a specific application focused on the needs of consumers. The applications covered are ones which empower consumers as they seek information, analyze their health care needs, andmake decisions about their own health care. Such applications empower professionals in their efforts to serve patients, while increasing the knowledge of the consumer. Richly illustrated with detailed examples, this volume speaks to a wide range of audiences as it addresses issues raised by consumer informatics, the use of technology, research and development effects, and telemedicine. Chapter highlights include: Patient-Centered Communication, Using the Internet Toward Reliable… [detailed...]

ISBN: 0387404147
Book size: —; Page extent: —.

 

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Euromonitor Publications
Consumer International

2008 y.
Publisher: —
Description: - [detailed...]

ISBN: 1842644742
Book size: —; Page extent: —.

 

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Paul Davidson
Consumer Joe: Harassing Corporate America, One Letter at a Time

— y.
Publisher: —
Description: — [detailed...]

ISBN: 076791502X
Book size: —; Page extent: —.

 

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Consumer Latin America 2004 (Consumer Latin America)

— y.
Publisher: —
Description: — [detailed...]

ISBN: 1842642936
Book size: —; Page extent: —.

 

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Euromonitor PLC
Consumer Latin America 2008 (Consumer Latin America)

2007 y.
Publisher: —
Description: - [detailed...]

ISBN: 1842644459
Book size: —; Page extent: 402.

 

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Euromonitor Publications
Consumer Latin America

2008 y.
Publisher: —
Description: - [detailed...]

ISBN: 1842644785
Book size: —; Page extent: —.

 

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John A. Spanogle
Consumer Law: Cases and Materials (American Casebook Series)

— y.
Publisher: —
Description: — [detailed...]

ISBN: 0314786511
Book size: —; Page extent: —.

 

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Frederick H. Miller, Alvin C. Harrell, Daniel J. Morgan, Carolina Academic Press
Consumer Law: Cases, Problems and Materials

— y.
Publisher: —
Description: Designed for a two- or three-hour course, Consumer Law focuses on special rules for consumer transactions that supplement ? by way of disclosure or regulation of agreement and practices ? the contract, property and tort rules that also apply tothe transaction. However, the coverage of special consumer rules that pre-empt the otherwise applicable commercial law rules, such as the holder in due course doctrine, is left to the relevant commercial law course with only brief mention to assure the preemptive rules are not ignored. Miller, Harrell and Morgan have divided the material into three parts: pre-transactional protections, focusing on improper inducements ? ranging from misleading advertising through unsolicited access devices ? disclosure and fair evaluation, initial transaction protections, such as charge regulation and unconscionability, unfairness and bad faith, and later transaction protections, involving matters in closed-end transactions such as… [detailed...]

ISBN: 0890898693
Book size: —; Page extent: —.

 

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Patricia L. Maclachlan
Consumer Politics in Postwar Japan

— y.
Publisher: —
Description: Providing comparisons to the United States and Britain, this book examines Japan?s postwar consumer protection movement. Organized largely by and for housewives and spurred by major cases of price gouging and product contamination, the movement led to the passage of basic consumer protection legislation in 1968. Although much of the story concerns the famous `iron triangle` of big business, national bureaucrats, and conservative party politics, Maclachlan takes a broader perspective. She points to the importance of activity at the local level, the role of minority parties, the limited utility of the courts, and the place of lawyers and academics in providing access to power. These mild social strategies have resulted in a significant amount of consumer protection. [detailed...]

ISBN: 0231123477
Book size: —; Page extent: —.

 

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Ardith Maney, Loree Bykerk
Consumer Politics: Protecting Public Interests on Capitol Hill (Contributions in Political Science)

— y.
Publisher: —
Description: This volume analyzes the interaction of business lobbyists, consumer critics, and government officials for the first time in over 20 years. It offers new insights about the impact of consumer `issue networks` in the making of public policy in Congress during the 1980s and 1990s. The book also details how consumer groups work to change legislation dealing with campaign finance, freedom of information, consumer protection, economic regulation and deregulation, health care, tax, and trade policies. This short text is appropriate for undergraduate and graduate courses in American politics, business and government, lobbying and interest groups, and political sociology, and for activists and journalists. [detailed...]

ISBN: 0313264287
Book size: —; Page extent: —.

 

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Consumer Price Index Manual: Theory And Practice

2005 y.
Publisher: International Labour Office
Description: — [detailed...]

ISBN: 922113699X
Book size: —; Page extent: 536.

 

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Aspatore Books
Consumer Products and Services: Leadership Strategies of Top CEOs (Inside the Minds)

2005 y.
Publisher: —
Description: - [detailed...]

ISBN: 1596221402
Book size: —; Page extent: 76.

 

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Americam Bar Association
Consumer Protection Handbook

2005 y.
Publisher: —
Description: Book DescriptionFor legal practitioners who are non-specialists in consumer protection law. A concise guide to the basic principles of consumer protection law. [detailed...]

ISBN: 1590313682
Book size: —; Page extent: 126.

 

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Gordon R. Foxall, Ronald E. Goldsmith, Stephen Brown, Gordon Foxall
Consumer Psychology for Marketing (Consumer Psychology for Marketing)

— y.
Publisher: —
Description: The 2nd edition of this successful textbook continues to offer a sophisticated treatment of consumer psychology which is directly related to the concerns of marketing management, especially in terms of market segmentation, product positioning and new product development. It has an international approach which is reflected in language, examples, and scope and it also has a comprehensive and up-to- date coverage of literature and recent research.The new edition takes into account past reviewers` and users` comments by reducing the amount of material on adaptive/innovative cognitive style and replaces this with a wider range of material on the theme of personality and new product phrase. Also the new edition, unlike the last, will include end-of-chapter questions and suggested further reading. [detailed...]

ISBN: 1861523718
Book size: —; Page extent: —.

 

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Consumer Psychology of Tourism, Hospitality and Leisure: Volume 3 (CABI Publishing)

2004 y.
Publisher: —
Description: Knowledge of consumer psychology and consumer behavior in relation to tourism is valuable in determining the success of tourism and hospitality ventures. This book is an edited collection of papers from the 3rd Symposium `Consumer Psychology of Tourism, Hospitality and Leisure,` held in Melbourne, Australia, in January 2003. Themes covered by the papers include attitudes, emotions and information processing, motivation and learning, consumption systems, decision and choice, experience and satisfaction, market segmentation, attraction and loyalty, and image and interpretation. [detailed...]

ISBN: 085199749X
Book size: —; Page extent: 352.

 

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Arch G. Woodside, G. I. Crouch, J. A. Mazanec, M. Oppermann, M. Y. Sakai, A. G. Woodside, Hospitality, and Leisure Society of Consumer Psychology of Tourism
Consumer Psychology of Tourism, Hospitality and Leisure

2000 y.
Publisher: —
Description: This book focuses on the diverse subject of consumer psychology as applied to the fields of tourism, hospitality, and leisure. It provides a general review of current thinking and presents several new theories and methods of analysis. It is an essential reader for researchers and practitioners dealing with consumers and their choices and perceptions. The specific examples included are international in nature and provide a well-balanced book. [detailed...]

ISBN: 0851993222
Book size: —; Page extent: 387.

 

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